ru
Consolidated Statement of Profit or Loss for the YearEnded December 31, 2015
(in millions of Russian rubles)
Notes Year ended December 31, 2015 Year ended December 31, 2014
Fee and commission income 5 17 784,0 15 586,0
Interest and other finance income 6 27 050,0 13 989,7
Interest expense (122,9) (530,7)
Net loss on financial assets available-for-sale 7 (280,7) (1 588,2)
Foreign exchange gains less losses 8 1 438,5 2 408,5
Other operating income 9 121,1 528,7
Operating Income 45 990,0 30 394,0
Administrative and other operating expenses 10 (5 488,7) (4 978,5)
Personnel expenses 11 (5 783,2) (5 394,8)
Operating Profit 34 718,1 20 020,7
Share of profits of associates 1,2 7,4
Profit before Tax 34 719,3 20 028,1
Income tax expense 12 (6 867,2) (4 034,9)
Net Profit 27 852,1 15 993,2
Attributable to:
Equity holders of the parent 27 908,8 16 041,5
Non-controlling interest (56,7) (48,3)
Earnings per share
Basic earnings per share, rubles 28 12,51 7,21
Diluted earnings per share, rubles 28 12,44 7,18
sign

Chairman of the Executive Board
Afanasiev A.K.
March 2,, 2016
Moscow

sign

Chief Financial Officer,
Management Board Member Fetisov E.E.
March 2, 2016
Moscow